For Banks & Financial Institutions
Train your RMs to lend
with confidence
to agribusinesses.
Panuka's Agricultural RM Training equips your relationship managers with the sector knowledge, risk frameworks, and deal assessment tools they need to unlock agricultural lending.
- Half-day · 1-day · 2-day formats
- On-site or virtual
- Certificate included
Who it's for
- Agricultural Relationship Managers
- Credit Officers reviewing agri-loan applications
- Branch Managers with rural portfolios
- Agribusiness Banking Specialists
- SME lending teams entering agricultural markets
Pricing: On enquiry · No published rates
What the training covers
Modular curriculum. Delivered at your premises. Tailored to your portfolio.
Agricultural Sector Fundamentals
- Crop calendars, seasons, and cash flow cycles
- Livestock production systems and income patterns
- Value chain roles — input suppliers, traders, processors
- Climate and production risk categories
Agribusiness Financial Analysis
- Reading farm enterprise budgets and cash flow projections
- Distinguishing household from enterprise income
- Collateral alternatives in agricultural contexts
- Loan structuring aligned to harvest cycles
Agricultural Risk Assessment
- Panuka Bankability Scorecard — live application
- Red flags in agri-SME loan applications
- Warehouse receipt systems and structured finance
- Portfolio-level agricultural risk indicators
Programme formats
Sector orientation for new-to-agriculture teams. Overview of crop and livestock systems, value chains, and first-pass credit risk.
Full agricultural lending curriculum. Covers all three modules with live case studies and the Panuka Bankability Scorecard.
Deep-dive with role plays, live loan file reviews, and portfolio-level risk workshop. Recommended for teams with active agricultural portfolios.
What your team walks away with
Bankability Scorecard
Each participant walks away with Panuka's proprietary agricultural lending scorecard for use in day-to-day RM work.
Lending confidence
RMs who can read a crop budget, structure a harvest-cycle loan, and explain the decision to a credit committee.
Certificate of completion
Panuka-issued certificate that can be logged toward CPD records and regulatory training logs.
Ready to start the conversation?
Tell us about your mandate and we will respond within 24 hours with a programme outline.