Panuka × Kansanshi Mine PLC
A partnership strengthening farming as a business.
Teach · Tools · Linkages
The Agribusiness Bankability Platform
Panuka AgriBiz Hub is a tech-enabled agribusiness development platform, closing the financial knowledge and data gaps that exclude African Agri-SMEs from formal finance, structured markets, and the commercial ecosystems they need to grow.
555+
Trained since 2022
50%+
Women beneficiaries
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Why Panuka Exists
The Problem, Our Answer, and Where It Leads
Viable Agri-SMEs the Financial System Cannot See
Across Sub-Saharan Africa, Agri-SMEs run viable businesses, yet they remain locked out of formal finance and structured markets. Six barriers hold them back, and each one makes the next worse:
Limited financial literacy
Hard to plan, cost, and present a business in funders' terms.
Absence of records
Activity is rarely documented — no evidence for a lender to assess.
Informality
Most enterprises operate outside any structured system.
No collateral or history
Little security and no track record on which trust can be built.
Invisibility to funders
Risk is hard to price, so financing defaults to caution.
Weak market linkages
No reliable buyers means no predictable cash flow.
The enterprises are viable — the evidence base is missing. A lender is not unwilling to lend; the lender simply cannot see the farmer. Independent research puts the region's annual Agri-SME financing gap at roughly USD 74 billion, with about two-thirds of demand unmet.
There's a Place for You in the Panuka Ecosystem
Choose your path — each leads to a dedicated space built for you.
I'm an Agri-SMEUse Panuka to run and grow your agribusiness, and build your Bankability Scorecard.Go to Agri-SMEsI'm a Funder or PartnerCommission programmes and access a vetted, bankable pipeline of Agri-SMEs.Go to InstitutionsI'm a Service ProviderGet listed so Agri-SMEs can find your inputs, finance, insurance or services.Go to Service Providers
Agri-talent & experts — hiring agribusiness talent, or looking for work and advisory opportunities?Visit the Agro Talent HubTrusted Partners
Trusted by partners across banking, conservation, government and development.
Corteva Agriscience
World Wide Fund for Nature (WWF) Zambia
Ecobank Zambia
Kansanshi Mine PLC (First Quantum Minerals)
USAID EDGE Programme
Estonian Centre for International Development (ESTDEV)
Finnish Institute of Public Administration (HAUS)
SNV Netherlands Development Organisation
EU Digital for Development Hub (D4D Hub)
National Technology Business Centre (NTBC)
Interested in partnering with Panuka? Start the conversation →
One Record, Entered Once, Working Everywhere
The farmer records the day once, in plain language. That single record then works for the farmer first — and for the funders and partners who need to trust it.
Entered once by the farmer
FarmerFundersPartners & Buyers
The Farmer
Runs the business on facts
- The day is recorded once, in plain language, straight from the phone.
- It becomes organised money, production and stock records — automatically.
- Those records power costed season plans and everyday decisions.
Farm Diary · Financial Tracker · Farm Planner
Funders
Assess with real evidence
- The same records assemble into a Bankability Scorecard and funder-ready documents.
- Evidence a lender can read and verify — not estimates.
- Risk becomes priceable, so financing decisions get faster and fairer.
Bankability Scorecard · Data Room
Partners & Buyers
Work with provable enterprises
- Buyers and off-takers see a supplier with a real production track record.
- Service providers and programmes reach enterprises they can verify.
- Matches are made on evidence, across the whole ecosystem.
Opportunity Finder · Find Services
Traction
Real training. Real partners. Real reach.
We work hands-on with farmers, agro-dealers and the institutions that finance them, delivering practical agribusiness capability across the value chain.
Latest Delivery · 12 June 2026
80 agro-dealers trained at the Intercontinental Hotel, Lusaka
A full-day agribusiness capability programme for 80 agro-dealers, procured by Corteva Agriscience — strengthening the input-supply network that smallholder farmers depend on.
80
agro-dealers trained
555+
Agri-SMEs & agripreneurs trained since 2022
80
Agro-dealers trained for Corteva Agriscience (Jun 2026)
Bank RMs
Relationship managers trained to serve agriculture
10+
Banks, corporates, DFIs & development partners
Partner & Farmer Voices
Hear directly from the people working with Panuka — in their own words, from our YouTube channel.
Documentaries — Events with Our Partners
Inside the programmes we deliver alongside institutional partners, on the ground in Zambia.
WWF-supported bootcamp
Practical agribusiness skills for 100 farmers in Zambia.
Building Bankable Agri-SMEs
Training for relationship managers and banking leaders.
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