Our Solutions · Resilience & Nature Finance

Deploy capital into climate & nature resilience — we build the pipeline.

Panuka AgriBiz Hub turns African agricultural small and medium enterprises (Agri-SMEs) into investment-ready, resilience-focused enterprises — and connects your capital to where it builds real resilience on the ground.

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350+ enterprises trained
50%+ women beneficiaries
An investment-ready pipeline
Risk & mitigation data per enterprise

Nature is one of Africa’s most underfunded opportunities

Two gaps hold capital back from agriculture’s climate and nature resilience — and Panuka AgriBiz Hub is built to close both.

Gap 1

Too few investment-ready enterprises

Funders can't deploy into Agri-SMEs that lack the data, records and risk evidence to be assessed. We build the pipeline.

Gap 2

Too few channels to reach them

Even willing capital struggles to find, prepare and reach SMEs on the ground. We are the conduit.

How our Teach–Tools–Linkages approach builds an investable pipeline

Teach

We build enterprise capability first — a range of Academy courses covering nature and climate risk, financial discipline and bankability, plus hands-on, in-person training on how to climate- and nature-proof an agribusiness. This learning comes before any of the tools.

Tools

Our AgriVenture Profile turns each enterprise into structured data — nature-related risks, mitigation measures and the evidence funders need to assess — using the dependencies, impacts, risks and opportunities lens from the Taskforce on Nature-related Financial Disclosures (TNFD), customised for agricultural SMEs.

Linkages

We connect investment-ready enterprises to capital — acting as the conduit between funders and the SMEs building resilience on the ground.

Our credential

TNFD-certified — taught at the enterprise level

Our CEO, Bruno N. Mwemba, is a certified Trainer of Trainers under the Taskforce on Nature-related Financial Disclosures (TNFD). So our DIRO assessment isn’t generic environmental awareness — it’s the standard nature-linked finance now requires, built into each enterprise’s AgriVenture Profile.

TNFD Trainer of Trainers

Certified to deliver TNFD-aligned capture & training.

Technical Advisory Across Africa

Provided technical advisory in over 20 countries in Africa.

Think Like an Investor

2024–2025 graduate.

Panuka as a conduit

How capital flows through Panuka

1
Source
We identify Agri-SMEs across the value chain with real climate and nature resilience potential.
2
Make investable
Through training and the AgriVenture Profile, each enterprise becomes assessable and investment-ready.
3
Evidence
Every enterprise carries data on its dependencies, impacts, risks and mitigation — the proof funders need.
4
Channel & monitor
We channel capital to ready enterprises and track resilience and outcomes over time.

We work alongside funds, catalytic capital providers and nature-finance programmes — providing the investment-ready pipeline, transaction-ready preparation and on-the-ground reach they need to deploy with confidence.

The DIRO lens

Dependencies, Impacts, Risks, Opportunities

Drawn from the TNFD and customised for agricultural SMEs — a simple way to read any enterprise’s relationship with nature, and act on it.

Dependencies

What the enterprise relies on from nature — water, healthy soil, pollination, stable weather.

Impacts

The footprint it leaves — soil health, water use, biodiversity and emissions.

Risks

How these become business risk — yield swings, input costs, and the nature risk that makes funders hesitate.

Opportunities

What to unlock — resilient practices, off-grid technology, adaptation finance and premium markets.

The investment landscape

Four kinds of resilience finance — we make Agri-SMEs eligible for each

Panuka doesn’t provide finance. We build the knowledge, data and profile that make an enterprise visible to the funders who do.

Climate focus

Climate adaptation finance

Solar, efficient irrigation, greenhouses, climate-smart inputs and cold-chain storage.

Biodiversity focus

Biodiversity conservation finance

Documented dependencies and biodiversity practices unlock nature-linked credit.

Restoration focus

Land restoration finance

Conservation agriculture, agroforestry and intensification open restoration windows.

Secondary focus

Mitigation co-benefits

Soil carbon, on-farm tree cover and solar feed supply-chain and carbon reporting.

Our centre of excellence

We’ve walked the talk at Panuka Farm

Panuka Farm is our living proof of what finance can be deployed into — solar and off-grid energy, efficient irrigation, climate-smart inputs and resilient production practices. Watch the work from our YouTube channel.

What we claim — and what we don’t

We report only what we can stand behind.

What we deliver and measure

Enterprises trained in climate & nature risk
Investment-ready profiles with risk & mitigation data
Records that evidence resilience over time

What we contribute to

Enterprises that go on to access finance
Access to adaptation finance or insurance
Uptake of resilient practices — tracked, not assumed

What we don't claim

Ecosystem restoration or biodiversity outcomes
National or landscape-level climate resilience
Insurance penetration beyond our own cohorts

We claim contribution, not causation.

Deploying capital for climate & nature resilience in African agriculture?

Partner with Panuka to source, prepare and reach an investment-ready pipeline of Agri-SMEs — or start free as an enterprise.

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